Capital/Lending

WWBIC Loans

WWBIC makes loans to small and micro start-up and established businesses from $1,000 to $350,000. We work with both women and men in analyzing their business’ financial needs and guiding them through the loan process.

Before applying for a loan from WWBIC, please review the following information to ensure you are ready.  ALL documents shared below are required for a loan application to move forward.

  • Review Borrower FAQ.
  • Review the required document checklist:
  • Have a completed business plan with three years of financial projections; the financial projections must have the first year broken down by month. (Templates for each are shared in the Borrower FAQ)
  • If you are not ready to apply and need assistance with your business plan, financial projections, trainings, the required documents, and/or the application process, then contact one of our offices:

Loan Eligibility

  • Have a written business plan
  • Will operate in the State of Wisconsin
  • Existing business with a successful track record that is staged for growth
  • Start-up businesses whose owner has extensive experience in the industry
  • Understand general business operations (management, financing, human resources, marketing, etc.)

Ready to apply for a WWBIC loan?

Please note this information is entirely confidential. We do not sell any information to third parties, and we look forward to working with you.

Please be informed that our loan application process will involve information about you, your business, and an overview of your business finances, a business plan, and other information that could help us with approving your loan. This includes a credit report as well as a criminal background check (the results of these may or may not impact approval for a loan). The application process may take up to 40 minutes to complete. Please note there may be a delay in processing your loan application due to high demand.

Loan Application Agreement

Kiva Crowdfunded Nanoloans

Kiva US is an online crowdlending platform that offers small businesses loans from $1,000 – $15,000 at 0% interest and fee free. Loans have a maximum term of 36 months. Unlike traditional lenders Kiva does not require a minimum credit score, collateral or a business plan. Loans are funded by individuals willing to lend as little at $25 to support people and businesses they believe in.

 WWBIC supports Kiva in Wisconsin, and our Kiva Capital Access Managers provide the personal touch to help borrowers through the application/loan life cycle. For more information, see our Kiva page for more details

Borrower FAQ

Find answers to frequently asked questions about WWBIC loans.

Attend a Training Session

Browse our trainings calendar to find & register for training sessions.

Kiva Loans

Get details on Kiva@WWBIC crowdfunded loans

Success Stories

Visit our Success Stories page to see how WWBIC classes have helped entrepreneurs like you!

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